Laya Healthcare has announced a fresh increase in health insurance premiums, with prices set to rise by an average of 4.7% across 65 plans.
The hike will mean an additional cost of around €80 per year for an adult policyholder, depending on the plan.
When will the increase apply?
The revised premiums will affect customers renewing their policies on or after 1 April 2026.
Those currently mid-contract will not see any immediate change. The higher rates will only apply at the point of renewal.
Laya said customers will be informed of the changes through renewal letters outlining updated pricing and any service adjustments.
Who is not affected?
The company confirmed that the increase will not apply to approximately one-third of its plans, including children’s policies and certain young adult plans.
What customers can do
With insurers raising premiums frequently, policyholders are being advised to review their cover before renewal. Customers may be able to reduce costs by:
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Switching to a lower-cost plan within Laya
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Increasing their excess
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Moving to a different insurer
Ireland’s health insurance market has seen multiple price increases across providers in recent months, adding further pressure to household budgets.