PTSB Mortgage – Irish Indian Chronicle

PTSB cuts fixed-rate mortgages by up to 0.45% after Central Bank approval

January 22, 2026

Permanent TSB has announced a significant cut to its fixed-rate mortgage products after receiving approval from the Central Bank of Ireland to use new IRB (Internal Ratings Based) mortgage models. The approval allows PTSB to reduce the risk weighting on its residential mortgage book to 32.8% by the end of June 2025, down from 36.4%. … Read more

PTSB to slash mortgage rates for fourth time in 14 months

January 15, 2025

PTSB is set to introduce substantial cuts to its mortgage rates next week, a move expected to prompt rival banks to follow suit, Irish Independent reported. This marks the fourth rate reduction by PTSB in the past 14 months and reflects ongoing competition in the mortgage market. Official figures indicate that the average mortgage rate … Read more

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